Dubai Mortgage Calculator: Estimate Your Monthly Payments
Planning to finance a property in Dubai? Use our free mortgage calculator below to estimate your monthly payments, total interest, and loan-to-value ratio before you speak to a lender.
≈ AED 300,000
Capped at 25 years per CBUAE rules.
More options
Monthly Payment
AED 6,670
- Loan amount
- AED 1,200,000
- Loan-to-value (LTV)
- 80.0%
- Total payment
- AED 2,000,997
- Total interest
- AED 800,997
How this calculator works
Enter the property price, your down payment (as a percentage or AED amount), the annual interest rate, and the loan term. The calculator instantly shows your estimated monthly payment, total loan amount, LTV, and the total interest you would pay over the life of the loan.
Key UAE mortgage rules to know
- Expat buyers typically need a minimum 20% down payment for properties under AED 5 million (15% for UAE nationals).
- The Central Bank of the UAE (CBUAE) caps mortgage terms at 25 years.
- Your total debt repayments generally cannot exceed 50% of your monthly income.
- Interest rates vary between fixed and variable products — compare offers from multiple lenders.
These results are estimates for guidance only and do not constitute financial advice. Speak with a licensed mortgage advisor for a personalized assessment.
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