Dubai Property Transfer Cost Calculator: DLD Fees & More
The purchase price is only part of what you'll pay for a Dubai property. Use this calculator to estimate the complete upfront cost of your transaction, including all government and service fees.
Affects the DLD admin fee (AED 580 apartments & offices, AED 430 land).
Mortgage amount ≈ AED 1,200,000
Total Transfer Cost
AED 99,820
6.7% of property price
- DLD transfer fee (4%)
- AED 60,000
- Title deed certificate fee
- AED 250
- DLD admin / knowledge fee
- AED 580
- Trustee registration fee
- AED 4,200
- Agency commission (2%)
- AED 30,000
- VAT on commission (5%)
- AED 1,500
- Mortgage registration fee (0.25%)
- AED 3,000
- Mortgage admin fee
- AED 290
Paid in cash at transfer
Since February 2025, the UAE Central Bank prohibits financing DLD fees and broker commissions — all transfer costs are paid in cash. Typical total: ~4.5–6% (cash) or ~6.5–8% (mortgage) of the property price.
The main fees explained
- DLD transfer fee: 4% of the purchase price, paid to the Dubai Land Department.
- Trustee office fee: AED 2,100–4,200 depending on the property value.
- Agent commission: typically 2% of the purchase price plus VAT.
- Mortgage registration: 0.25% of the loan amount plus AED 290, if you're financing.
- Valuation, NOC, and admin fees can add several thousand dirhams more.
Budgeting roughly 7–8% of the purchase price for transaction costs is a sensible rule of thumb for financed purchases. Figures are estimates — confirm current fees with the DLD and your lender.
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