Dubai Property Transfer Cost Calculator: All Fees
The purchase price is only part of what you'll pay for a Dubai property. Use this calculator to estimate the complete upfront cost of your transaction, including all government and service fees.
Affects the DLD admin fee (AED 580 apartments & offices, AED 430 land).
Mortgage amount ≈ AED 1,200,000
Total Transfer Cost
AED 99,820
6.7% of property price
- DLD transfer fee (4%)
- AED 60,000
- Title deed certificate fee
- AED 250
- DLD admin / knowledge fee
- AED 580
- Trustee registration fee
- AED 4,200
- Agency commission (2%)
- AED 30,000
- VAT on commission (5%)
- AED 1,500
- Mortgage registration fee (0.25%)
- AED 3,000
- Mortgage admin fee
- AED 290
Paid in cash at transfer
Since February 2025, the UAE Central Bank prohibits financing DLD fees and broker commissions — all transfer costs are paid in cash. Typical total: ~4.5–6% (cash) or ~6.5–8% (mortgage) of the property price.
The main fees explained
- DLD transfer fee: 4% of the purchase price, paid to the Dubai Land Department.
- Trustee office fee: AED 2,100–4,200 depending on the property value.
- Agent commission: typically 2% of the purchase price plus VAT.
- Mortgage registration: 0.25% of the loan amount plus AED 290, if you're financing.
- Valuation, NOC, and admin fees can add several thousand dirhams more.
Transfer and registration fees are a real part of your total acquisition cost, so it helps to see them alongside everything else you'll pay. Combine this estimate with the Dubai Mortgage Calculator to understand your full upfront cash requirement, and the Dubai Property ROI Calculator to fold these costs into your long-term return. If you haven't decided whether buying makes more sense than renting in the first place, the Rent vs Buy Calculator for Dubai is the right starting point. This calculator is provided by MSN Developments and reflects current DLD fee structures.
Budgeting roughly 7–8% of the purchase price for transaction costs is a sensible rule of thumb for financed purchases. Figures are estimates — confirm current fees with the DLD and your lender.
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