Dubai Buy-to-Let Calculator: Rental Yield & Cash Flow
Planning to buy a Dubai property as an investment? Use our free buy-to-let calculator below to estimate your rental yield, monthly cash flow, and the return on the cash you actually invest — before you speak to a lender.
≈ AED 96,000 / year
More options
Service charges, maintenance, management, insurance.
DLD transfer, agency, and registration fees.
Net Rental Yield
6.4%
- Gross rental yield
- 6.4%
- Monthly mortgage
- AED 6,253
- Rental coverage
- 127.9%
- Annual cash flow
- AED 20,963
- Cash invested
- AED 375,000
- Cash-on-cash return
- 5.6%
How this calculator works
Enter the property price, your down payment, the expected monthly rent and the interest rate. Under "More options" you can add your annual running costs and upfront purchase costs. The calculator instantly shows your gross and net rental yield, monthly mortgage, rental coverage, annual cash flow, and cash-on-cash return.
Key UAE buy-to-let rules to know
Buy-to-let mortgages usually require at least a 25% down payment.
Lenders like to see rental coverage of 125% or more — rent comfortably above the mortgage payment.
Net yield (after service charges and maintenance) matters more than the headline gross yield.
Short-term and holiday lets need a DTCM permit and have different economics.
Once you know your rental return, check the financing side with the Dubai Mortgage Calculator and the full investment picture with the Dubai Property ROI Calculator. As a residential developer in Dubai, MSN Developments built this tool to reflect how UAE buy-to-let deals actually work.
These results are estimates for guidance only and do not constitute financial advice. Speak with a licensed mortgage advisor for a personalised assessment.
